We Are Veteran & Family Owned
November is Military Families’ month. November 11th is Veterans Day. We thought we’d show a little appreciation and notification for those who have served and are still serving our great nation. Expert Protection Services is a proud Veteran-Family-Owned Insurance Agency. We strive to find the best coverage for those who need it. We also want to make sure that our military families know what benefits they are eligible for.
Main Military Benefits
Serving in the military comes with a wide range of valuable benefits designed to support service members, veterans, and their families during and after their time in service.
From financial protection and housing assistance to healthcare, education, and career support, these programs provide long-term security and opportunities for growth. Understanding the key benefits available can help you make informed decisions and take full advantage of the resources you’ve earned through your service.
- Life Insurance – All active duty members are automatically enrolled in Service Members’ Life Insurance. This offers low-cost term coverage. You must meet a certain criteria for eligibility. Veterans can sign up for Veterans’ Group Life Insurance after being discharged for a limited time. Here is more specific information on these Plans.
- Housing – Veterans and military members can apply for grants and home loans from the Department of Veterans Affairs.
- Retirement – Members who retire with 20 years of service under their belt receive a monthly annuity for life.
- Health Care – The Military Health System provides care for retirees, dependents, and members.
- Education – Qualified members get education benefits through VA and military programs. You can transfer your Post -9/11 GI Bill benefits to your children or spouse depending on eligibility.
- Job Training Help – When leaving the military, members can get assistance finding work.
Tools to Access Benefits and Records
MilConnect is a self-service portal that lets you:
- Update family members in the Defense Enrollment Eligibility Reporting System
- View health care coverage
- Get latest info and resources
- Access to copies of your Official Military Personnel File
- Transfer our GI Bill education benefits to family members
- Update your information
Financial Assistance and Local Support
Find local help with the National Resource Directory for health, housing, caregiver support, jobs, and homelessness.
Your county Veterans Services office provides Emergency Financial Assistance as well as medical transportation, VA Disability Claim support and more (depending on your county).
- Montgomery County Veteran Services
- Wood County Veteran Services
- Lucus County Veteran Services
- Warren County Veteran Services
- Butler County Veteran Services
- Miami County Veteran Services
The Consumer Financial Protection Bureau helps families and veterans with avoiding scams, filing complaints, and money management.
Credit monitoring is FREE for Active Duty members under a new Federal Trade Commission rule. This is to alert you when there have been changes such as a loan application or new credit card added to your report. Credit monitoring is also good for indicating theft and fraud.
Military Life Assistance
Miliary OneSource is a resource for info on other specific topics reflective of military life. Here are some resources:
- Education and job assistance for spouses
- Counseling for service members and families
- Deployment help for families
- Health & Wellness such as family violence, prevention of training injuries, and management of stress and suicidal thoughts.
- Legal and financial help
- Childcare and parenting help
- Moving assistance for families
Tax Preparation Assistance
With so many benefits and unique filing requirements for military members, having expert guidance can make a big difference. MilTax is a FREE tax preparation and filing service designed specifically for service members, offering support from trained tax consultants who understand military-specific situations. This personalized assistance helps ensure your taxes are filed accurately while maximizing the benefits and deductions available to you.
State & Federal Benefits
In addition to the general benefits, there are also a lot of extra assistance programs to help families and service members in need:
- Welfare for help with utilities, job training, childcare, housing and more
- Social Security Retirement benefits
- Food Assistance with nutrition programs and food stamp assistance
- Health Insurance with medicare, CHIP or Tricare health plans
- Unemployment benefits for those that have been recently deployed
Bottom Line
Those that have served have paid a great debt to this country and her residents. It’s only right that they are offered as much help as possible. They are there so we can live, play, and work with no fear. Please pay homage and be there for all service members you know this month and as often as you can. It’s not an easy life. Share this list with them!
If you are a service member in need of insurance, contact our office today to learn about what benefits we offer veterans and military families in need.
